Rosebud business finance

The Rosebud Fund is designed specifically for Lancashire businesses offering loans from £10,000 - £300,000 with complimentary business support for growing businesses in the County Council's administration area, provided by Lancashire County Developments Ltd (LCDL), which is a wholly owned subsidiary of the council and is delivered by GC Business Finance.

Is it for you?

Following the impact of Coronavirus, the traditional Rosebud Fund has been renewed to allow for a more flexible approach to finance for businesses of all shapes and sizes across Lancashire. Our Rosebud team have worked hard to ensure that businesses have a fast and flexible way to access finance for their business.

With loans available from £10,000 to £300,000; getting back on track with your growth plans has never been as simple.

Local, fast, fair finance.

Businesses in the 12 local authority areas are eligible for the funding: Burnley; Chorley; Fylde; Hyndburn; Lancaster; Pendle; Preston; Ribble Valley; Rossendale; South Ribble; West Lancashire; Wyre.

Businesses should be based in the Lancashire County Council administrative area or relocating here.

More than just finance

Rosebud aims to support the growth of Lancashire businesses and the economy. We’re looking to support businesses on their road to recovery, including the creation and retention of jobs as well as resuming growth plans.

Rosebud finance includes access to complimentary support and advice that's tailored to your needs to give your business the best chance of success.

You can access and tap into a vast array of services (subject to eligibility) through Boost Business Lancashire, Lancashire's business growth hub. A central point with connectivity to a range of invaluable programmes designed to stimulate and support business growth.

You'll get ongoing hands-on support from your designated Rosebud Account Manager throughout your business journey including half-yearly meetings to review your growth plans.

In 2020 alone 42% of lending was to returning clients further demonstrating the longevity of relationships with our Rosebud team.

Rosebud Rebound Fund. Partners for the long-term.

Get extra funding

A loan from Rosebud could be the stepping-stone you need to unlock further finance in the future.

The funding landscape has changed in recent years. Banks will often no longer lend on their own - they may want businesses to source other funding. This could be Rosebud.

At Rosebud we are driven to support businesses of all shapes and sizes across Lancashire and that’s why we’ll work with your existing banking partners or other finance lenders to help your business unlock capital.

Rosebud can help aspiring companies to develop technology and innovation, acquire plant and equipment and complete mergers and acquisitions. Finance is available as loans or a combination of equity and loans, known as mezzanine finance.

Key facts

  • Loans provided between £10,000 and £300,000 for ambitious growing businesses seeking to expand their workforce
  • Interest rates typically will be between 6-10% with an admin fee of 2.5% (talk to us about flexible options for payment)
  • Loans are typically taken out for three to five years. And there's no penalty for early repayment
  • You'll need to disclose if you've got a bad credit history, but it won't necessarily stop you from getting funding

Please note: The Rosebud Rebound Fund is not eligible for any of the government back loan schemes therefore personal guarantees and additional security may be required
Full details of how we process your personal data, who we share personal data with and your rights with respect of your personal data can be found on our privacy notice

How to apply

Accessing our quick online application form makes it easy to send us your details to see how Rosebud could help you and your business.



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